Senior Mortgage Underwriter & Account Manager – Streetwise Mortgages – Regina, SK

We are hiring a Senior Mortgage Underwriter & Account Manager!

Do you LOVE helping clients get ahead financially?

Do you love using repeatable processes and systems to help others?

Do you want to leverage your years of experience as a licensed mortgage agent/broker by working with one of our Junior Mortgage Underwriter and Fulfillment Officers so you can spent more time strategizing and advising clients on their mortgage planning needs, and less time on the documents and paperwork?

Do you want to be part of a team that expects the best of each other, holds each other accountable, and likes working together?

If you said YES to any of these questions, then you might be a good fit for our growing team.

We want to bring in only the most good-hearted, caring, talented and hungry people who align with our vision of helping clients to create wealth through real estate.

But enough about us. Let’s talk about you.

If you want to join our all-star team, here’s what you need to be:

• Deeply passionate about making a powerful, positive difference in the world (because that feels good to you).

• Experienced enough that you will be able to hit the ground running as part of our fast-paced team.

• Yet still hungry enough to want to learn the Streetwise way of doing things and increase your mortgage knowledge and related skills.

• Completely open (and excited) to learn new skills, challenge yourself, and help clients get grow their portfolios and wealth.

• Capable of working well with a Junior Mortgage Underwriter and Fulfillment Offficer who will help with managing client documentation, Filogix setup, and lender fulfillment so you can focus on planning, strategy, and advisory for our unique niche of clients.

You still with us?

Great.

Then let’s get to the mission at hand.

A little about us.

Streetwise Mortgages is a multiple-award winning mortgage brokerage and a recognized leader in the real estate investment world. As a team we are big on personal and professional development, working efficiently, supporting each other, and like to work with people who take pride in their work.

The Streetwise Manifesto

We are in the business of elevating and touching the lives of Canadians.

Our mission is to help 10,000 clients financially prosper through property investing by 2025, thereby creating abundance, peace of mind and time freedom for our clients, and indirectly positively impacting the lives of countless others and the communities they support.

We bring crystal clear clarity to wealth creation through property investing.

We travel the path least travelled to find innovative solutions for our clients.

We go above and beyond.

We empower clients with advice that is rooted in deep knowledge of investment property financing and investing.

We listen with compassion and we care deeply about our clients’ financial well-being.

We strive to be the best in class income property advisors on the street by evolving personally and professionally through continuous learning.

We nurture a culture of high performance, entrepreneurship, leadership, and personal and professional development that pushes us beyond our comfort zone.

Our culture is one of gratitude, collaboration and appreciation for our unique individual talents.

The Opportunity

We are looking for a new Senior Mortgage Underwriter & Account Manager. Specifically someone who loves to strategize, is super organized, pays attention to the details, enjoys following a proven system, gets satisfaction from problem solving and has a strong desire to help clients prosper financially.

Our business model is first and foremost about providing clients with the right financing advice and that goes beyond just finding the lowest rate. We focus on serving real estate investor clients, and self-employed clients who require detailed analysis of their needs and situation to develop a financing roadmap and implement the right financing structures to grow wealth through a portfolio of income properties. So, we are looking for someone who brings passion, professionalism and an unshakable focus on providing excellent client service. We need someone who can utilize their deep industry knowledge and our proven financing roadmap methodology to advise clients and give them the confidence to move forward with their real estate investing journey.

Grow with us

Streetwise Mortgages is on a growth trajectory.

As we grow, so will you.

If you enjoy operating in a fast paced environment, where learning is a journey both professionally and personally, where complexity drives innovative solutions, where the work you do truly elevates others financially, and where you can reap the rewards of your efforts, then you will enjoy being a part of our all-star team.

Here are the specifics on the role…

Role (Overview of the Position)

• Responsible for managing relationships with assigned clients, providing top notch mortgage advice, mentoring support staff who assist with onboarding of clients and basic fulfillment tasks, and underwriting mortgage transactions from pre-qualification through to closing.

Responsibilities (Tasks Associated with the Role)

• Client relationship management

• Nurture client relationships for new and existing clients as they grow their portfolios

• Provide an outstanding client experience through top notch advice and courteous professional service

• Advisory

• Assess client needs to understand each client’s goals and finances

• Utilize deep knowledge of income property financing to determine financing options for clients

• Master Streetwise’s Income Property Financing Roadmap TM Methodology to conduct strategy / planning sessions with clients to help them understand their qualification and the most optimal financing road map / structures for building their portfolio

• Handle all financing questions for clients you manage

• Mentoring Your Support

• Managing your Junior Underwriting & Fulfillment Officer (direct report) will who will work with you hand-in-hand on a daily basis to help with client onboarding, organizing documents, Filogix setup, and basic underwriting fulfillment tasks

• Setting performance targets, goal, and providing ongoing feedback and coaching to your mortgage support specialist to ensure that you work effectively together in providing an exceptional service level to clients

• Underwriting

• Help clients by structuring financing of deals in a strategic manner that helps them scale their portfolio (you will be trained on the Streetwise Income Property Financing Roadmap TM framework when joining our team)

• Master income property financing rules for a variety of lenders

• Evaluate and analyze mortgage applications including income, assets, liability, property, credit, business financials, and purchase agreements provided by client

• Verifying the information received to ensure accuracy

• Recommend financing strategies and solutions based on your assessment of the file, understanding of the income property lending guidelines, and the Streetwise Financing Roadmap framework

• Review appraisals

• Liaise with lenders and negotiate the best financing options on behalf of clients

• Ensuring all information entered on D+H Expert / Filogix is accurate

• Respond to questions or concerns from clients in a timely and courteous manner to ensure timely and accurate completion of each mortgage transaction

• Handle and resolve escalated issues and offer solutions in order to maintain high client satisfaction

• Utilize the Streetwise Mortgages CRM Deal Management software

• Keep current with the income property financing guidelines with A and B lenders

• Keep current with all relevant legislations and mortgage agent / broker licensing

Results (Expected Accomplishments)

• Close a minimum of 10 mortgage transactions per month

• Maintain a high level of client satisfaction (tracked via regular client surveys)

• Handle most client interaction from onboarding to closing

• Resolve all client issues, questions, concerns independently

• Utilize the Streetwise tools for productivity and client experience improvements

• Contribute to the Streetwise Academy knowledgebase

Requirements (Expected Proficiencies)

• High school diploma or equivalency

• Minimum of 3 years experience on the broker side of the mortgage industry

• Minimum of 3 years licensed as a mortgage agent / broker

• Ontario mortgage agent licence required (out of province applicants welcome to complete prior to start date)

• Proficiency with D+H Expert / Filogix

• Experience underwriting income property mortgage transactions and familiarity with income property & self-employed income guidelines with a variety of lenders including Scotiabank, TD, ICICI, Equitable, Home Trust, and others

• Exceptional written and oral communication skills

• Basic tech savvy with ability to effectively use email, internet, Excel, file sharing, e-signatures, PDF documents, CRM system and Zoom

• Excellent organization skills with the ability to manage deadlines and generate results in a fast-paced environment

• Excellent attention to detail, accuracy, and ability to problem-solve independently

• Reliable high-speed internet connection, laptop/desktop computer

This job description is not all-inclusive and certain activities, duties or responsibilities may be required of the employee as needed.

What We Offer

• Attractive base compensation of $70,000+ per year depending on experience

• Monthly split of 5bps on closed volume

• Monthly split of 5% of the finder’s fees for deals initiated and handled beginning to end by you as the account manager

• Senior Underwriters / Account Managers are typically earning an additional $25,000 to $45,000 in performance comp on top of base salary and top performers earning much more

• Discretionary year-end performance based bonus

• Plus a generous finder’s fee / broker fee split on your own personal agent deals

• Flexible hours in a work from home / remote work / telecommute environment

• Industry leading business model

• Access to our thought leadership

• Unlimited access to the world’s leading personal development platform (https://www.mindvalley.com/business/access)

• Annual allowance for professional development

• Basic health care and dental coverage

How to Apply – IMPORTANT

If you feel like this opportunity would be a dream come true, meet the requirements for the role, and would love to join our all-star team, please apply ONLY via the following link: https://docs.google.com/forms/d/1d0TZeGZG6kVzT_lClsBIgujdl273iW57fI9cgvIJ7Oc/

PLEASE DO NOT APPLY THRU THIS PAGE, AND USE THE ABOVE URL INSTEAD

Expected start date: 2022-02-01

Job Types: Full-time, Permanent

Salary: $70,000.00-$80,000.00 per year

Work remotely:

• Yes